After almost 30 years as a licensed financial advisor, Todd says, "There is nothing I would rather do for a living." Todd loves his job because he gets to work with great people, and he finds deep satisfaction in helping them navigate the many challenges in their financial lives.
Todd graduated from the University of New Hampshire in 1989. He gained his FINRA Series 7 securities registrations (currently held through Commonwealth Financial Network) and industry experience in various professional positions and then decided to start a financial advisory practice in 1998.
Todd grew up in Marblehead, MA, and lives there today with his wife, Rebecca, and his yellow lab, Reagan. He has two children, Kate (24), working toward becoming a certified Architect in Washington DC and Willow (22) finishing her game design degree at the University of Utah. Todd and Rebecca enjoy spending time with family and friends and most of their travel is visiting kids or parents. When not traveling Todd can be found enjoying a day on the boat, golfing, skiing, or playing tennis. He also enjoys running to help him stay in shape. He likes to compete in the annual Squam Ridge Race because it involves trail running and a challenging hike.
Todd works with his clients in many ways to help them get ahead. He helps plan tax efficient secure lifetime income streams for those approaching retirement or those already retired. He uses his knowledge and experience to construct and manage investment portfolios customized to individuals' goals and risk levels. He also works with parents planning for and paying for college utilizing 529 plans and other resources. Planning for financial goals will frequently involve helping them with weighing the pros and cons, understanding tax laws and various income strategies, and, ultimately, preparing for the transfer of assets to the next generation. Todd finds it very rewarding when clients request his assistance with either their parents or children. He finds developing long-term trusting relationships with his clients truly satisfying and considers himself lucky to have found such a great career.